<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments for The Phonix Blog</title>
	<atom:link href="http://thephonix.ca/blog/comments/feed/" rel="self" type="application/rss+xml" />
	<link>http://thephonix.ca/blog</link>
	<description>Interesting music industry tidbits for anyone!</description>
	<lastBuildDate>Fri, 06 Jan 2012 06:37:42 +0000</lastBuildDate>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
	<item>
		<title>Comment on Suggest A Song by gil Karkling</title>
		<link>http://thephonix.ca/blog/suggest-a-song-2/#comment-121</link>
		<dc:creator>gil Karkling</dc:creator>
		<pubDate>Fri, 06 Jan 2012 06:37:42 +0000</pubDate>
		<guid isPermaLink="false">http://thephonix.ca/blog/?page_id=89#comment-121</guid>
		<description>I played drums when  they used unborn calf skins (im a relic)..loved the 60&#039;s R&amp;B..a couple of tunes I haven&#039;t heard forever..do you play  1) I&#039;m your puppet / James and Bobby Purify..
 2) Walkin the dog / Rufus Thomas and  an added bonus..if you do instrumentals....Who&#039;s Afraid of Virginia Wolf / JimmySmith... will be at the Backstage next Thursday...looking forward to it...</description>
		<content:encoded><![CDATA[<p>I played drums when  they used unborn calf skins (im a relic)..loved the 60&#8242;s R&amp;B..a couple of tunes I haven&#8217;t heard forever..do you play  1) I&#8217;m your puppet / James and Bobby Purify..<br />
 2) Walkin the dog / Rufus Thomas and  an added bonus..if you do instrumentals&#8230;.Who&#8217;s Afraid of Virginia Wolf / JimmySmith&#8230; will be at the Backstage next Thursday&#8230;looking forward to it&#8230;</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Ask the Band by Tennyson Montgomery</title>
		<link>http://thephonix.ca/blog/ask-the-band/#comment-56</link>
		<dc:creator>Tennyson Montgomery</dc:creator>
		<pubDate>Sat, 03 Sep 2011 21:12:25 +0000</pubDate>
		<guid isPermaLink="false">http://thephonix.ca/blog/?page_id=83#comment-56</guid>
		<description>Hey guys, I was able to make my way to your last show at the Back Stage lounge on Thursday and had a blast.  I am currently working on a zeen Called &#039;The Weekend&#039; which features weekly events and shows with feed back on bands, groups and musicians as well as what people can look forward to checking out for the up coming weekend.  I will be distributing these zeens on my school campus as well as around the city of vancouver and back home to friends in Toronto where I am from and would like to do a short article about your performance, which brings me to this message.  Unfortunately I was unprepared for the show and did not have my camera equipment.  I would really like to get a band photo sometime in the next few days for the zeen so if you could email me back at tmontgomery2010@hotmail.com with some contact information to set something up that would be awesome.  I will include your bands website in the article as well as advertise your perpetual show at the the Back Stage Lounge each Thursday and any other shows you would like me to include.

Thank you

Tennyson</description>
		<content:encoded><![CDATA[<p>Hey guys, I was able to make my way to your last show at the Back Stage lounge on Thursday and had a blast.  I am currently working on a zeen Called &#8216;The Weekend&#8217; which features weekly events and shows with feed back on bands, groups and musicians as well as what people can look forward to checking out for the up coming weekend.  I will be distributing these zeens on my school campus as well as around the city of vancouver and back home to friends in Toronto where I am from and would like to do a short article about your performance, which brings me to this message.  Unfortunately I was unprepared for the show and did not have my camera equipment.  I would really like to get a band photo sometime in the next few days for the zeen so if you could email me back at <a href="mailto:tmontgomery2010@hotmail.com">tmontgomery2010@hotmail.com</a> with some contact information to set something up that would be awesome.  I will include your bands website in the article as well as advertise your perpetual show at the the Back Stage Lounge each Thursday and any other shows you would like me to include.</p>
<p>Thank you</p>
<p>Tennyson</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Musician Tip #3: Your Music in Film &amp; TV by Drum and Bass</title>
		<link>http://thephonix.ca/blog/2011/05/18/musician-tip-3-your-music-in-film-tv/#comment-47</link>
		<dc:creator>Drum and Bass</dc:creator>
		<pubDate>Mon, 22 Aug 2011 23:09:19 +0000</pubDate>
		<guid isPermaLink="false">http://thephonix.ca/blog/?p=107#comment-47</guid>
		<description>Bad Ass site thumbs up ;)</description>
		<content:encoded><![CDATA[<p>Bad Ass site thumbs up <img src='http://thephonix.ca/blog/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Your band is a business&#8230;but what kind? by Tax Tips For Musicians &#124; The Phonix Blog</title>
		<link>http://thephonix.ca/blog/2011/07/28/your-band-is-a-business-but-what-kind/#comment-37</link>
		<dc:creator>Tax Tips For Musicians &#124; The Phonix Blog</dc:creator>
		<pubDate>Tue, 02 Aug 2011 22:45:37 +0000</pubDate>
		<guid isPermaLink="false">http://thephonix.ca/blog/?p=159#comment-37</guid>
		<description>[...] know that as a musician, you are essentially running a small business (see my post on &#8220;Your Band is a Busniess&#8230;but what kind?&#8220;).  This means that you can write off all sorts of expenses that effectively reduce your net [...]</description>
		<content:encoded><![CDATA[<p>[...] know that as a musician, you are essentially running a small business (see my post on &#8220;Your Band is a Busniess&#8230;but what kind?&#8220;).  This means that you can write off all sorts of expenses that effectively reduce your net [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Smart Musicians Buy Real Estate by Cory Eckrote</title>
		<link>http://thephonix.ca/blog/2011/06/02/smart-musicians-buy-real-estate/#comment-21</link>
		<dc:creator>Cory Eckrote</dc:creator>
		<pubDate>Tue, 05 Jul 2011 13:05:23 +0000</pubDate>
		<guid isPermaLink="false">http://thephonix.ca/blog/?p=114#comment-21</guid>
		<description>I really believe that a home foreclosure can have a major effect on the client&#039;s life. Mortgage foreclosures can have a 6 to several years negative effects on a debtor&#039;s credit report. Any borrower that has applied for a mortgage or any kind of loans even, knows that the actual worse credit rating is actually, the more difficult it is for any decent financial loan. In addition, it might affect a new borrower&#039;s ability to find a decent place to let or rent, if that gets to be the alternative property solution. Good blog post.</description>
		<content:encoded><![CDATA[<p>I really believe that a home foreclosure can have a major effect on the client&#8217;s life. Mortgage foreclosures can have a 6 to several years negative effects on a debtor&#8217;s credit report. Any borrower that has applied for a mortgage or any kind of loans even, knows that the actual worse credit rating is actually, the more difficult it is for any decent financial loan. In addition, it might affect a new borrower&#8217;s ability to find a decent place to let or rent, if that gets to be the alternative property solution. Good blog post.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Musician Tip #3: Your Music in Film &amp; TV by PSP3000</title>
		<link>http://thephonix.ca/blog/2011/05/18/musician-tip-3-your-music-in-film-tv/#comment-18</link>
		<dc:creator>PSP3000</dc:creator>
		<pubDate>Fri, 01 Jul 2011 04:58:06 +0000</pubDate>
		<guid isPermaLink="false">http://thephonix.ca/blog/?p=107#comment-18</guid>
		<description>Hi I really find interesting your site.  I linked to your blog on my website about the &lt;a href=&quot;http://www.psp3000.org&quot; rel=&quot;nofollow&quot;&gt;PSP3000&lt;/a&gt; so my website visitors will visit your Wordpress blog hopefully.</description>
		<content:encoded><![CDATA[<p>Hi I really find interesting your site.  I linked to your blog on my website about the <a href="http://www.psp3000.org" rel="nofollow">PSP3000</a> so my website visitors will visit your WordPress blog hopefully.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Where Should We Play? by admin</title>
		<link>http://thephonix.ca/blog/where-should-we-play/#comment-15</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Tue, 21 Jun 2011 17:40:26 +0000</pubDate>
		<guid isPermaLink="false">http://thephonix.ca/blog/?page_id=85#comment-15</guid>
		<description>Hey Donna!  We love to play for birthday parties and especially the summer BBQ style ones!  Our July calendar is filling up fast, so let&#039;s get working on something soon.  Please email me (Reuben) at reuben@thephonix.ca and let&#039;s figure out the details!

Thanks.</description>
		<content:encoded><![CDATA[<p>Hey Donna!  We love to play for birthday parties and especially the summer BBQ style ones!  Our July calendar is filling up fast, so let&#8217;s get working on something soon.  Please email me (Reuben) at <a href="mailto:reuben@thephonix.ca">reuben@thephonix.ca</a> and let&#8217;s figure out the details!</p>
<p>Thanks.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Where Should We Play? by Donna</title>
		<link>http://thephonix.ca/blog/where-should-we-play/#comment-13</link>
		<dc:creator>Donna</dc:creator>
		<pubDate>Mon, 20 Jun 2011 01:38:02 +0000</pubDate>
		<guid isPermaLink="false">http://thephonix.ca/blog/?page_id=85#comment-13</guid>
		<description>i wish my back yard....bbq burgers, steak, potatoe salad,  deep fried  french fries....maybe deep fried halibut with  refreshments and of course a keg of lager beer. on  a sunday afternoon close to my bday17th  of July perhaps :-)      How much would that co$t?</description>
		<content:encoded><![CDATA[<p>i wish my back yard&#8230;.bbq burgers, steak, potatoe salad,  deep fried  french fries&#8230;.maybe deep fried halibut with  refreshments and of course a keg of lager beer. on  a sunday afternoon close to my bday17th  of July perhaps <img src='http://thephonix.ca/blog/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' />       How much would that co$t?</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Smart Musicians Buy Real Estate by admin</title>
		<link>http://thephonix.ca/blog/2011/06/02/smart-musicians-buy-real-estate/#comment-10</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Sun, 12 Jun 2011 21:53:42 +0000</pubDate>
		<guid isPermaLink="false">http://thephonix.ca/blog/?p=114#comment-10</guid>
		<description>Yes, renting to own is also a great option.  For all you Vancouverite&#039;s (or others seeking answers to some questions), check out these sites for rent/lease-to-own info:

&lt;a href=&quot;http://readysetown.ca/faq.htm&quot; rel=&quot;nofollow&quot;&gt;GVC Property Solutions: Ready. Set. Own- FAQ &lt;/a&gt;


There were a few oversights in my original post.  Here are some things that you should also look into when buying a house:

PROPERTY TRANSFER TAX:
I am first-time homebuyer. Do I have to pay the tax?
No, if you are buying your first property. This property has to be your principal residence and you have to live there at least one year. Full exemption is possible only when fair value of your property do not exceed $425,000 and the land does not exceed 0.5 hectares (1.24 acres).
MORE INFO:  (a href=&quot;http://jaybanks.ca/real-estate/bc-property-transfer-tax-calculator/&#039; title=&quot;_blank&quot;&gt;click here&lt;/a&gt;

PROPERTY TAX:
For most Greater Vancouver area homes, this is between .4-.5% per year (of your appraised home value).  For more info on what it is, how it works and to calculate your home&#039;s potential property tax &lt;a href=&quot;http://jaybanks.ca/real-estate/greater-vancouver-property-tax-calculator/&quot; title=&quot;_blank&quot; rel=&quot;nofollow&quot;&gt;click here.&lt;/a&gt;&lt;/b&gt;
&lt;a href=&quot;http://vancouver.ca/fs/budgetServices/taxrates_2011.htm&quot; title=&quot;_blank&quot; rel=&quot;nofollow&quot;&gt;2011 Property Tax Rates&lt;/a&gt;

BE PREPARED FOR CLOSING COSTS:
Read this article on how to &lt;a href=&quot;http://financialplan.about.com/cs/mortgagesloans/l/aaclosingcosts.htm&quot; title=&quot;_blank&quot; rel=&quot;nofollow&quot;&gt;Be Prepared for Closing Costs (about.com)&lt;/a&gt;



HANDY EXTRAS:

See how much you can borrow for your mortgage by using the &lt;a href=&quot;http://www.ingdirect.ca/en/tools/calcs/Borrowing.html&quot; title=&quot;_blank&quot; rel=&quot;nofollow&quot;&gt;ING Direct &quot;How Much Can I Borrow?&quot; Calculator.&lt;/a&gt;

FROM THE CANADA MORTGAGE AND HOUSING CORPORATION:

-&lt;a href=&quot;http://www.cmhc-schl.gc.ca/en/co/buho/hostst/&quot; title=&quot;_blank&quot; rel=&quot;nofollow&quot;&gt;Homebuying Step by Step&lt;/a&gt;
-&lt;a href=&quot;http://www.cmhc-schl.gc.ca/en/co/buho/hostst/hostst_012.cfm&quot; title=&quot;_blank&quot; rel=&quot;nofollow&quot;&gt;Worksheets&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Yes, renting to own is also a great option.  For all you Vancouverite&#8217;s (or others seeking answers to some questions), check out these sites for rent/lease-to-own info:</p>
<p><a href="http://readysetown.ca/faq.htm" rel="nofollow">GVC Property Solutions: Ready. Set. Own- FAQ </a></p>
<p>There were a few oversights in my original post.  Here are some things that you should also look into when buying a house:</p>
<p>PROPERTY TRANSFER TAX:<br />
I am first-time homebuyer. Do I have to pay the tax?<br />
No, if you are buying your first property. This property has to be your principal residence and you have to live there at least one year. Full exemption is possible only when fair value of your property do not exceed $425,000 and the land does not exceed 0.5 hectares (1.24 acres).<br />
MORE INFO:  (a href=&#8221;http://jaybanks.ca/real-estate/bc-property-transfer-tax-calculator/&#8217; title=&#8221;_blank&#8221;>click here</p>
<p>PROPERTY TAX:<br />
For most Greater Vancouver area homes, this is between .4-.5% per year (of your appraised home value).  For more info on what it is, how it works and to calculate your home&#8217;s potential property tax <a href="http://jaybanks.ca/real-estate/greater-vancouver-property-tax-calculator/" title="_blank" rel="nofollow">click here.</a><br />
<a href="http://vancouver.ca/fs/budgetServices/taxrates_2011.htm" title="_blank" rel="nofollow">2011 Property Tax Rates</a></p>
<p>BE PREPARED FOR CLOSING COSTS:<br />
Read this article on how to <a href="http://financialplan.about.com/cs/mortgagesloans/l/aaclosingcosts.htm" title="_blank" rel="nofollow">Be Prepared for Closing Costs (about.com)</a></p>
<p>HANDY EXTRAS:</p>
<p>See how much you can borrow for your mortgage by using the <a href="http://www.ingdirect.ca/en/tools/calcs/Borrowing.html" title="_blank" rel="nofollow">ING Direct &#8220;How Much Can I Borrow?&#8221; Calculator.</a></p>
<p>FROM THE CANADA MORTGAGE AND HOUSING CORPORATION:</p>
<p>-<a href="http://www.cmhc-schl.gc.ca/en/co/buho/hostst/" title="_blank" rel="nofollow">Homebuying Step by Step</a><br />
-<a href="http://www.cmhc-schl.gc.ca/en/co/buho/hostst/hostst_012.cfm" title="_blank" rel="nofollow">Worksheets</a></p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Smart Musicians Buy Real Estate by Rent to Own Toronto</title>
		<link>http://thephonix.ca/blog/2011/06/02/smart-musicians-buy-real-estate/#comment-9</link>
		<dc:creator>Rent to Own Toronto</dc:creator>
		<pubDate>Sat, 11 Jun 2011 02:11:21 +0000</pubDate>
		<guid isPermaLink="false">http://thephonix.ca/blog/?p=114#comment-9</guid>
		<description>That&#039;s some sage wisdom.  Renting is just money leaving your pocket and going into your landlord&#039;s pocket.  One perspective I like to tell people is... If you buy a $300,000 home, have a 25 year mortgage, then after 25 years you&#039;ll have at least $300,000.  You&#039;ll have no more mortgage and an asset that you can probably sell for $500,000 or $600,000 in 25 years.
There are many ways to achieve home ownership, even if you need time to build your credit or if you don&#039;t have enough down payment yet.  Rent to Own and seller financing can help out.</description>
		<content:encoded><![CDATA[<p>That&#8217;s some sage wisdom.  Renting is just money leaving your pocket and going into your landlord&#8217;s pocket.  One perspective I like to tell people is&#8230; If you buy a $300,000 home, have a 25 year mortgage, then after 25 years you&#8217;ll have at least $300,000.  You&#8217;ll have no more mortgage and an asset that you can probably sell for $500,000 or $600,000 in 25 years.<br />
There are many ways to achieve home ownership, even if you need time to build your credit or if you don&#8217;t have enough down payment yet.  Rent to Own and seller financing can help out.</p>
]]></content:encoded>
	</item>
</channel>
</rss>
